highest and best use -- an appraisal and zoning concept that evaluates all the possible, permissible and profitable uses of a property to determine the use that will provide the owner with the highest net return on investment in the property, consistent with existing neighboring land uses.
James Cooper spent 20 years in commercial banking, including 10 years as Vice President at a major national bank. He now dedicates his expertise to helping consumers understand banking products, optimize their credit scores, and make informed decisions about loans and mortgages. James holds an MBA in Finance from the University of Michigan and is passionate about financial literacy.