Agreement to Terms
By accessing TeachMeFinance.com, you agree to these Terms of Service. If you disagree with any part, you may not access the website.
Use License
Permitted Uses
- Read and learn from our educational content
- Share links to our articles (with attribution)
- Use information for personal financial education
Prohibited Uses
- Commercial use without permission
- Scraping or copying large amounts of content
- Impersonating TeachMeFinance or its authors
- Distributing malware or harmful code
- Using automated systems to access the site excessively
Intellectual Property
Our Content
All content (articles, glossary terms, images, logos) is owned by TeachMeFinance.com or licensed to us. Content is protected by copyright, trademark, and other laws.
Your Usage Rights
You may:
- Share links with proper attribution
- Quote brief excerpts (50-100 words) with attribution
- Use for personal education
You may NOT:
- Republish entire articles
- Create derivative works for commercial use
- Remove copyright notices
Financial Disclaimer
IMPORTANT: TeachMeFinance.com provides educational content only. We are NOT financial advisors.
No Financial Advice
- Content is for educational purposes only
- Not personalized financial advice
- Not a substitute for professional financial planning
- We are not registered investment advisors
Investment Risks
- All investments carry risk
- Past performance doesn't guarantee future results
- You may lose money
- Consult a licensed financial advisor before investing
No Guarantees
We make no warranties about:
- Accuracy or completeness of information
- Suitability for your specific situation
- Investment outcomes or returns
Affiliate Links
We may earn commissions from affiliate links. This does not:
- Affect our editorial independence
- Influence our recommendations
- Cost you anything extra
Affiliates include:
- Brokerage platforms
- Financial services
- Educational products
Third-Party Links
Our website contains links to third-party websites. We are not responsible for:
- Content on external sites
- Privacy practices of external sites
- Products/services offered by external sites
User Content
If we allow comments or submissions:
- You retain ownership of your content
- You grant us license to use, display, and distribute
- You represent content is original and non-infringing
- We may remove content at our discretion
Accuracy and Updates
Content Accuracy
We strive for accuracy but:
- Information may become outdated
- Laws and regulations change
- Financial markets are dynamic
- Always verify critical information
No Warranty
Content is provided "as is" without warranties of any kind.
Limitation of Liability
To the fullest extent permitted by law:
- We are not liable for direct, indirect, incidental, or consequential damages
- This includes financial losses from using our information
- Total liability shall not exceed $100
Indemnification
You agree to indemnify TeachMeFinance.com from claims arising from:
- Your use of the website
- Your violation of these terms
- Your violation of third-party rights
Termination
We may terminate or suspend access immediately for:
- Terms violations
- Fraudulent activity
- Harmful behavior
Governing Law
These Terms are governed by the laws of [Your State/Country], without regard to conflict of law provisions.
Dispute Resolution
Contact us first to resolve disputes: legal@teachmefinance.com
Arbitration
Disputes will be resolved through binding arbitration, not court.
Class Action Waiver
You may only resolve disputes individually, not as part of class action.
Changes to Terms
We may modify these Terms at any time. Continued use after changes constitutes acceptance.
Severability
If any provision is unenforceable, remaining provisions remain in effect.
Entire Agreement
These Terms constitute the entire agreement between you and TeachMeFinance.com.