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TeachMeFinance.com - explain shoal shoal 'shoal' is an military term meaning '(DOD) A sandbank or bar that makes water shoal; i.e., a sand-bank that is not rocky and on which there is a water depth of 6 fathoms or less'. Previous 5 Terms: ship counter ship influence ship-to-shore movement_ shipping control _ shipping lane- Next 5 Terms: shock front shore fire control party shore party_ shoreline effect _ short scope buoy- Copyright © 2005-2011 by Mark McCracken, All Rights Reserved. TeachMeFinance.com is an informational website, and should not be used as a substitute for professional medical, legal or financial advice. Information presented at TeachMeFinance.com is provided on an "AS-IS" basis. Please read the disclaimer for details.