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TeachMeFinance.com - explain personal effects personal effects 'personal effects' is an military term meaning '(DOD) All privately owned moveable, personal property of an individual. Also called PE. See also mortuary affairs; personal property'. Previous 5 Terms: persistency persistent agent_ persistent surveillance _ person authorized to direct disposition of human remains- person eligible to receive effects - Next 5 Terms: personal locator beacon personal property_ personal protective equipment _ personnel- personnel increment number - Copyright © 2005-2011 by Mark McCracken, All Rights Reserved. TeachMeFinance.com is an informational website, and should not be used as a substitute for professional medical, legal or financial advice. Information presented at TeachMeFinance.com is provided on an "AS-IS" basis. Please read the disclaimer for details.