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TeachMeFinance.com - explain Terminal Terminal -- An facility which is used by a rail, ship, air, or truck line as a place for receiving and delivering cargo; loading; unloading; transferring; temporarily storing; recoopering; and similarly handling freight; and repairing and servicing equipment.. Copyright © 2005 by Mark McCracken, All Rights Reserved. TeachMeFinance.com is an informational website, and should not be used as a substitute for professional financial or legal advice. TeachMeFinance.com and its owner recommend consultation with a professional financial advisor prior to any investment or financial decision. Please read our disclaimer.