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TeachMeFinance.com - explain origination fee Origination fee -- the charge for originating a loan; is usually calculated in the form of points and paid at closing. another definition... origination fee -- a charge imposed by a lender for the evaluation, preparation and processing of loan applications. Copyright © 2005 by Mark McCracken, All Rights Reserved. TeachMeFinance.com is an informational website, and should not be used as a substitute for professional financial or legal advice. TeachMeFinance.com and its owner recommend consultation with a professional financial advisor prior to any investment or financial decision. Please read our disclaimer.