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TeachMeFinance.com - explain origination fee Origination fee -- the charge for originating a loan; is usually calculated in the form of points and paid at closing. another definition... origination fee -- a charge imposed by a lender for the evaluation, preparation and processing of loan applications. About the author Mark McCracken Author: Mark McCracken is a corporate trainer and author living in Higashi Osaka, Japan. He is the author of thousands of online articles as well as the Business English textbook, "25 Business Skills in English". Copyright © 2005 by Mark McCracken, All Rights Reserved. TeachMeFinance.com is an informational website, and should not be used as a substitute for professional financial or legal advice. TeachMeFinance.com and its owner recommend consultation with a professional financial advisor prior to any investment or financial decision. Please read our disclaimer.