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TeachMeFinance.com - explain mortgagee mortgagee -- the institution, group or individual that lends money secured by pledged real estate; the lender. See mortgagor. mortgagor -- the owner of real estate who pledges the property as security for the repayment of a debt; the borrower. See mortgagee. historic definition... Mortgagee -- The grantee under a mortgage; the one to whom the mortgage is executed. About the author Mark McCracken Author: Mark McCracken is a corporate trainer and author living in Higashi Osaka, Japan. He is the author of thousands of online articles as well as the Business English textbook, "25 Business Skills in English". Copyright © 2005 by Mark McCracken, All Rights Reserved. TeachMeFinance.com is an informational website, and should not be used as a substitute for professional financial or legal advice. TeachMeFinance.com and its owner recommend consultation with a professional financial advisor prior to any investment or financial decision. Please read our disclaimer.