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TeachMeFinance.com - explain maker maker -- an individual, firm, or other legal entity who signs a note, check, or other negotiable instrument and is authorized or responsible for so doing. historic definition... Maker -- Designation for the signer of a negotiable instrument, as a promissory note, draft (bill of exchange) or check. Copyright © 2005 by Mark McCracken, All Rights Reserved. TeachMeFinance.com is an informational website, and should not be used as a substitute for professional financial or legal advice. TeachMeFinance.com and its owner recommend consultation with a professional financial advisor prior to any investment or financial decision. Please read our disclaimer.