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TeachMeFinance.com - explain loan application Loan Applicant -- The party applying to the lender (in the case of guaranteed loans) for a guaranteed loan or the party applying for a loan (in the case of direct loans). another definition... loan application -- (1) a request to a lending institution for an advance of funds. (2) the form on which data about the loan and about the prospective borrower are recorded. About the author Mark McCracken Author: Mark McCracken is a corporate trainer and author living in Higashi Osaka, Japan. He is the author of thousands of online articles as well as the Business English textbook, "25 Business Skills in English". Copyright © 2005 by Mark McCracken, All Rights Reserved. TeachMeFinance.com is an informational website, and should not be used as a substitute for professional financial or legal advice. TeachMeFinance.com and its owner recommend consultation with a professional financial advisor prior to any investment or financial decision. Please read our disclaimer.