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TeachMeFinance.com - explain Special deposit historic definition... Special deposit -- A special deposit made with a bank is a deposit for safe keeping; to be kept as received in the vaults of the bank until called for. A general deposit is a deposit received and placed with the funds of the bank to be loaned to customers and used in the general business with other funds of the bank. About the author Mark McCracken Author: Mark McCracken is a corporate trainer and author living in Higashi Osaka, Japan. He is the author of thousands of online articles as well as the Business English textbook, "25 Business Skills in English". Copyright © 2007 by Mark McCracken, All Rights Reserved. TeachMeFinance.com is an informational website, and should not be used as a substitute for professional financial or legal advice. TeachMeFinance.com and its owner recommend consultation with a professional financial advisor prior to any investment or financial decision. Please read our disclaimer.