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TeachMeFinance.com - explain Mercantile agency historic definition... Mercantile agency -- Same as commercial agency ; a concern which with the cooperation of merchants, manufacturers, bankers and others ascertains, records and makes known to its patrons or subscribers the financial standing, general business reputation and credit ratings of individuals, firms and corporations engaged in mercantile and industrial enterprises. In addition it compiles reports on the state of trade and on commercial and financial operations generally, including records of failures, judgments, etc. About the author Mark McCracken Author: Mark McCracken is a corporate trainer and author living in Higashi Osaka, Japan. He is the author of thousands of online articles as well as the Business English textbook, "25 Business Skills in English". Copyright © 2007 by Mark McCracken, All Rights Reserved. TeachMeFinance.com is an informational website, and should not be used as a substitute for professional financial or legal advice. TeachMeFinance.com and its owner recommend consultation with a professional financial advisor prior to any investment or financial decision. Please read our disclaimer.