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TeachMeFinance.com - explain Harter Act Harter Act -- (USA) An 1893 Federal Statute regarding ocean bills of lading and limitation of some carrier liabilities. It has been substantially superseded by the Carriage of Goods by Sea Act of 1936 and others. Copyright © 2005 by Mark McCracken, All Rights Reserved. TeachMeFinance.com is an informational website, and should not be used as a substitute for professional financial or legal advice. TeachMeFinance.com and its owner recommend consultation with a professional financial advisor prior to any investment or financial decision. Please read our disclaimer.