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TeachMeFinance.com - explain Federal Home Loan Bank System Federal Home Loan Bank System -- is made up of the 12 regional Federal Home Loan Banks, the Office of Finance, and the Federal Housing Finance Board. Copyright © 2005 by Mark McCracken, All Rights Reserved. TeachMeFinance.com is an informational website, and should not be used as a substitute for professional financial or legal advice. TeachMeFinance.com and its owner recommend consultation with a professional financial advisor prior to any investment or financial decision. Please read our disclaimer.