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TeachMeFinance.com - explain Falling averages historic definition... Falling averages -- The weekly statement of the associated banks of New York gives the average deposits, loans, cash holdings, etc., of the banks for the week. When these items are declining in amount the bank statement is said to be made up on falling averages. The opposite of falling averages is rising averages. For additional information see Bank statement. About the author Mark McCracken Author: Mark McCracken is a corporate trainer and author living in Higashi Osaka, Japan. He is the author of thousands of online articles as well as the Business English textbook, "25 Business Skills in English". Copyright © 2007 by Mark McCracken, All Rights Reserved. TeachMeFinance.com is an informational website, and should not be used as a substitute for professional financial or legal advice. TeachMeFinance.com and its owner recommend consultation with a professional financial advisor prior to any investment or financial decision. Please read our disclaimer.