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TeachMeFinance.com - explain Cotton bill historic definition... Cotton bill -- A draft (bill of exchange) drawn against the consignee of a shipment of cotton. The bill of lading is attached to (accompanies) the draft and is surrendered on payment of the draft or on the acceptance of the draft. About the author Mark McCracken Author: Mark McCracken is a corporate trainer and author living in Higashi Osaka, Japan. He is the author of thousands of online articles as well as the Business English textbook, "25 Business Skills in English". Copyright © 2007 by Mark McCracken, All Rights Reserved. TeachMeFinance.com is an informational website, and should not be used as a substitute for professional financial or legal advice. TeachMeFinance.com and its owner recommend consultation with a professional financial advisor prior to any investment or financial decision. Please read our disclaimer.